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Hey. It is not necessary to have a good credit history to get a credit card from Comenity Bank. They are usually easily approved, even if your credit score is below average. It is enough to apply for a credit card or contact comenity customer service and ask them to issue a card and you will receive it in a few days. But the most important thing is that the use of these cards has a positive effect on your credit score if you are of course a responsible client.

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Banks do many things, but their main job is to take funds, called deposits, from people who have money, pool them, and lend them to people who need the money. A bank is an intermediary between  studybay reviews depositors (who lend money to the bank) and borrowers (who the bank lends money to).

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